I love pets, I really do. When my husband and I got married, he had a dog named Gus, a golden retreiver. He was beautiful and gentle, and I instantly fell in love with him. We had him for 4 1/2 more years until an unfortunate accident took him away. I miss him a lot.
Pets can cost a lot of money though. If you are not broke, not behind in your bills, and have an adequate savings on top of that, then have pets, and love them and enjoy them.
If you are behind on your mortgage or your bills, struggling to make ends meet and stressed. You need to find a new home for fluffy. Pets cost money. A minimum of $50 a month just in feeding them (that's $600 a year). I'm not trying to be mean at all, but prioritize. Another thing is if you lose your home, chances are that where you go will not allow pets, so you will have to get rid of them. If you are proactive and give them away, you can find great homes for them where they will be loved, well cared for and possibly you may be able to visit them. But if you are suddenly having to move, fluffy doesn't always get the best end of the stick. I hate seeing animals ditched because people can't afford them anymore - do the loveable critters in your world a favor and don't let it come to that.